Smartphone software – An emerging market

Smartphone software – An emerging market

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Image via Wikipedia There’s an interesting article on Business Week about Smartphone Software and the way new developments are making inroads into gaining more and more adoption amongst users. The reality is that this is still an emerging market, but one that is expecting to grow enormously in the future. There are a couple of really interesting examples of the technology on the article; one centring about a shopping experience. It talks about a smartphone being used to track a…

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Ever played with penny stocks?

Ever played with penny stocks?

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I must say, I don’t have that much experience with the stock market, but I hear there’s a killing to be made on hot penny stocks. The great thing about them is that you need very little capital to get started and they can produce some phenomenal returns. There are some great resources out there. For example, take a look at this chart that shows how a website like MicrocapMillionaires.com can let its members know that a particular stock is…

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ReboundTag – Never lose your bag again

ReboundTag – Never lose your bag again

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photo credit: kagey_b If you’ve ever had to travel for business, you know all about the risk of luggage going missing on your trip. But you don’t know the real dismay and the sinking feeling in your stomach that comes from realising your bag hasn’t made it. Most of the time, your bag gets found, but sometimes it doesn’t and you can kiss all your belongings goodbye. You may get something back from the insurance, but the sentimental value of…

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Flybe prepares for stock market float

Flybe prepares for stock market float

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Image via Wikipedia It’s interesting to see FlyBe preparing for a stock market flotation with a company valuation of £300 million. If you’ve never heard of them (I guess if you’re out of Europe they’ll be new to you), they’re a discount airline which has spread from humble roots to routes all over Europe. Their website is quite intuitive, after all, you’re not looking for a life insurance online quote, but they do try to attach extra charges for everything…

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Watch out for those thresholds

Watch out for those thresholds

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On the subject of paying attention to detail, there’s another thing you must always watch out for, and that’s thresholds. There are a number of systems out there that use graduated costs and knowing where the thresholds lie can help you save a packet. Let’s take house prices in the UK for example. There’s a tax on house purchases called “stamp duty” which is a graduated scale based on the price of the property. Here’s what the scale looks like:…

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Watch out for those bank charges

Watch out for those bank charges

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Interesting article on the BBC website talking about how Bank are charging “sneaky fees”. It’s an interesting look into what’s happening to the bank overdraft market, where legislation has clamped down on unauthorised overdrafts. In return, the rate of authorised overdrafts has increased, with an average of around 19%. That’s an average, so while there are some that are lower, there are also others that are higher. It can be quite awful to be hit by unexpected charges, so make…

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